Some days it just seems hopeles….
I wish I wish I wish I could go back and kick my 20-yo ass for screwing up my credit. Because now it haunts me. We live paycheck to paycheck just barely making it by. No savings, no anything. I don’t know how we’ll ever afford to buy a house or anything else. It sucks being an adult and seeing all the screwups you made when you were younger and not knowing how to fix it. 
